Ogden Multiplier Getter

This page contains five tools for working with the Ogden Tables (8th Edition). Use whichever is most appropriate for your case:

How to use this calculator
Select a table, enter the claimant's age and retirement age, choose a discount rate, and the calculator will look up or interpolate the correct multiplier. Use the tabs to switch between different Ogden tables.

Basic Multiplier Getter

Select one of the 36 Ogden Tables, enter the claimant's age (or a term in years for Tables 35–36), and choose the discount rate. Returns the multiplier exactly as published in the tables.

Result

Enter table, age, and rate to calculate

Multiplier Interpolator

The Ogden Tables only give multipliers for whole-year ages (or whole-year periods for Tables 35 and 36). If the exact age or period falls between whole years (e.g. 27.86), this tool linearly interpolates between the two adjacent multipliers using the formula:

M = Mlower + (Mupper − Mlower) × (age − agelower)

Result

Enter table, age, and rate to interpolate

Different Retirement Ages

The Ogden Tables provide loss-of-earnings multipliers for retirement at ages 50, 55, 60, 65, 68, 70, 75 and 80. If the claimant's actual retirement age falls between these (e.g. state pension age 67), this tool interpolates between the two nearest tables using the formula:

M = Mlow table + (Mhigh table − Mlow table) × (RA − RAlow) / (RAhigh − RAlow)

Result

Enter sex, retirement age, claimant age, and rate to calculate

Reduction Factor (RF) Calculator

Looks up the appropriate reduction factor for contingencies other than mortality from Tables A–D. Enter the claimant's age and select their sex, disability status, employment status and education level. You can then apply the RF to any multiplier to produce an adjusted multiplier.

Result

Enter age, sex, disability, employment, and education to look up RF

Quick Calculator

Enter the but-for multiplier, reduction factor and multiplicand on the first row. If the claimant has residual earning capacity, enter those figures on the second row. The net loss is the difference.

Multiplier RF Adj. M Multiplicand (£ p.a.) Total (£)
But-for
Residual
Net loss

© 2026 David Green, 12 King's Bench Walk · Ogden Tables, 8th Edition