Select one of the 36 Ogden Tables, enter the claimant's age (or a term in years for Tables 35–36), and choose the discount rate. Returns the multiplier exactly as published in the tables.
Retiring at a State Pension Age (66 or 67), which the Ogden Tables don't publish directly? Choose one of the interpolated options at the foot of the table list. For any other in-between retirement age, or a decimal claimant age, use the Retirement Ages tab.
Enter table, age, and rate to calculate
The Ogden Tables only give multipliers for whole-year ages (or whole-year periods for Tables 35 and 36). If the exact age or period falls between whole years (e.g. 27.86), this tool linearly interpolates between the two adjacent multipliers using the formula:
M = Mlower + (Mupper − Mlower) × (age − agelower)
This tab interpolates by age within a chosen table. To interpolate by retirement age — for a pension age between the tables, such as 67 — use the Retirement Ages tab instead.
Enter table, age, and rate to interpolate
The Ogden Tables provide loss-of-earnings multipliers for retirement at ages 50, 55, 60, 65, 68, 70, 75 and 80. If the claimant's actual retirement age falls between these (e.g. state pension age 67), this tool interpolates between the two nearest tables using the formula:
The result is an inferred figure, not a published Ogden multiplier. Interpolation is expressly contemplated by the Ogden notes; it differs from the directly-computed "Additional Tables" (e.g. in Facts & Figures) by around 0.01, the interpolated figure being marginally the lower.
M = Mlow table + (Mhigh table − Mlow table) × (RA − RAlow) / (RAhigh − RAlow)
Enter sex, retirement age, claimant age, and rate to calculate
Looks up the appropriate reduction factor for contingencies other than mortality from Tables A–D. Enter the claimant's age and select their sex, disability status, employment status and education level. You can then apply the RF to any multiplier to produce an adjusted multiplier.
Enter age, sex, disability, employment, and education to look up RF
Enter the but-for multiplier, reduction factor and multiplicand on the first row. If the claimant has residual earning capacity, enter those figures on the second row. The net loss is the difference.
| Multiplier | RF | Adj. M | Multiplicand (£ p.a.) | Total (£) | |
|---|---|---|---|---|---|
| But-for | — | — | |||
| Residual | — | — | |||
| Net loss | — | ||||
Prepared using DG Calculators — dgcalculators.co.uk · Ogden Tables, 8th Edition