Calculate Periodical Payments Order valuations and compare against lump sum alternatives.
How to use this calculator
Enter the lump sum and periodical payment amounts to compare the two forms of award. Useful for analysing whether a PPO or lump sum better meets the claimant's needs.
Claimant Details
PPO Terms
Variation & Capitalised Value
Variation Modelling (s.2(1)(b) Damages Act 1996): Add variation periods if the PPO rate changes over time (e.g. higher care needs initially, stepping down later). Years are counted from the PPO start date. If no variations are added, the base annual amount is used throughout.
Variation Periods
Capitalised Value Calculation
Total Capitalised Value
£0.00
Lump Sum Comparison
Year-by-Year Projection
Year
Age
PPO Payment (Indexed)
Cumulative PPO
Lump Sum Opening
Investment Return
Withdrawal
Lump Sum Closing
Key Metrics
Total PPO Payments
£0.00
Total Lump Sum Withdrawals
£0.00
Lump Sum Exhaustion Year
Never
Lump Sum Balance at Life Expectancy
£0.00
Surplus/Deficit (PPO advantage)
£0.00
Tax Implications
PPO: Entirely tax-free (s.731 ITTOIA 2005). Lump Sum: Investment returns are taxable at current tax rates.
Tax Calculation Summary
Split Awards
Allocate different heads of loss to PPO or lump sum. Totals below will automatically recalculate.