Builds a head-by-head, risk-adjusted valuation of a claim — what the claim is worth for settlement. Add each head of loss, choose how to value it (a hard figure, a percentage of the pleaded value, or a probability-weighted scenario), stack any litigation/causation risk discounts, and add pleaded interest where relevant.
Three tabs.
Fair Settlement Value is the "what is the claim worth" engine.
Offers records and compares offers against that value over time, with a movement graph.
In Your Hand nets a chosen starting figure — the fair value or any offer — down to what a party actually receives or pays, applying contributory negligence, CRU, interim payments and success fee/ATE in the statutory order. Side-neutral — useful to claimant and defendant alike.
Nothing you enter is saved or leaves your browser. To keep your working, use Download session file — it saves everything on all three tabs to a file on your computer — and Load session file to pick up exactly where you left off.
Settlement Valuation — Fair Settlement Value
A risk-adjusted, head-by-head valuation of a claim for settlement.
Heads of loss
Risk discounts
Percentage discounts for litigation risk, causation risk, and the like. They compound (multiply), not add — independent 20% and 15% risks leave 0.80 × 0.85 = 68%, not 65%. If two discounts are really the same risk, combine them into one figure. Each discount applies to all heads, or to particular heads you pick.
Contributory negligence
A single global percentage reduction for contributory negligence. This is shown here for convenience and produces the indicative figure below; it is the same value used by the In Your Hand tab, where the authoritative netting (CRU, interim payments, funding) is performed.
Global pleaded interest (optional)
Where your schedule pleads a single blended interest figure not tied to one head, enter it here. It is pro-rated against the claim's overall recovery ratio. (Interest tied to a specific head is better entered on that head below.)
Pleaded value
—
total pleaded across all heads
Fair settlement value
—
risk-adjusted, incl. pro-rated interest
Settlement as % of pleaded
—
fair value ÷ pleaded value
Show working
Offers
Record offers and compare them against the fair value from the first tab. Each offer is shown as a percentage of total pleaded value and of the fair settlement value, with a movement-over-time graph below.
Add an offer
Apportionment against the opposing counter-schedule is planned for a later pass.
Movement over time
A party's line is drawn once it has two or more offers. The dashed horizontal line is the fair settlement value (when all heads are complete). Money axis is the headline offer figure; offers differing in CRU treatment are not yet normalised onto a common basis (that arrives with the In Your Hand tab).
In Your Hand
What a party actually receives (claimant) or pays (defendant), netting the starting figure down through contributory negligence, CRU, interim payments and funding deductions in the statutory order.
Starting figure
Net the fair settlement value, or any offer you have recorded. Contributory negligence is applied only to the fair value — an offer already reflects the parties' positions on liability.
Contributory negligence
A single global percentage applied to the damages first. Ignored when the starting figure is an offer.
CRU — recoverable benefits
Enter the certificate as benefit lines from the named Schedule 2 list; each is auto-assigned to its statutory head (earnings / care / mobility). Offsets are ring-fenced like-for-like against the heads you tagged on the first tab and floored at zero per category; the compensator still repays the full certificate to the DWP. Models the standard offset only — not a substitute for the certificate.
The relevant period runs from the accident for up to five years (or to the settlement/first compensation payment if earlier). Disease claims: run it from the first claim for a listed benefit.
Interim payments already made
Funding deductions (claimant)
LASPO caps the success fee at 25% of general damages + past losses, excluding future loss — deselect any future-loss heads. (For an offer with no per-head breakdown, the base is the net damages figure.)